loanDepot, Inc.

Item 8.01. Other Events. As disclosed in the Original Report, as further amended by Amendment No. 1, the Company identified a cybersecurity incident, which it has contained. Our engagement with law enforcement and regulators continues. Based on our investigation and findings, we will be notifying up to approximately 16.9 million individuals whose sensitive personal information was impacted by this cybersecurity incident as required by law, and, as previously disclosed, will offer those individuals credit monitoring and identity protection services at no cost to them. In addition, based on the information available to date, the Company believes that the cybersecurity incident will have a material impact on its first quarter 2024 results but does not expect the incident to have a material impact on full year 2024 results. Specifically, among other things, the Company expects to record in the first quarter of 2024 approximately $12 to $17 million of expenses related to the cybersecurity incident, net of expected insurance recovery. The Company has also been named as a defendant in several lawsuits related to this cybersecurity incident, which are seeking various remedies, including monetary and injunctive relief. While we cannot presently quantify the full scope of expenses and other related impacts associated with this cybersecurity incident, including costs associated with any related current or future litigation or regulatory inquiries or investigations, the Company currently does not expect that the cybersecurity incident will have a material impact on its overall financial condition or on its ongoing results of operations. Forward-Looking Statements This Amendment contains “forward-looking statements” within the meaning of the federal securities laws. Forward-looking