Case file: PDCM Insurance
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Apr 27, 2025 to Apr 28, 2025
- Discovered
- No discovery date stated in the letters we read
- State and federal records
- 4 filings, Aug 3, 2026 to Sep 29, 2026
- Residents counted
- 1,066 in 3 states (VT, MA, TX), latest filing per state
- Everyone affected
- 39,759, as reported to Texas AG on Sep 29, 2026
- Information exposed
- Social Security number, Medical / health information, Health insurance, Postal address
- Offered to those affected
- 12 months of credit or identity monitoring through Experian
- Third party named
- No
- Prior incidents
- 1 earlier incident on record for this organization
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| Vermont Vermont AG | Sep 29, 2026 | 1 | No dates to count between | Record | |
| Massachusetts Massachusetts OCABR | Sep 29, 2026 | 19 | No dates to count between | Record | |
| Texas Texas AG | Sep 29, 2026 | 1,046 | 39,759 | No dates to count between | Record |
| Iowa Iowa AG | Aug 3, 2026 | Not published | 462 days from breach end, statute no fixed period | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 462 days from the end of the breach window (Apr 28, 2025, no discovery date in the letter) to the Iowa record (Aug 3, 2026). Statute: no fixed period from discovery of the breach (Iowa Code § 715C.2).
The statutes
- Vermont: 45 days to notify residents from discovery or notification of the breach, 9 V.S.A. § 2435. Attorney General within 14 business days of discovery or of the consumer notice, whichever is sooner, every breach.
- Massachusetts: no fixed period to notify residents from knowledge or reason to know of the breach, Mass. Gen. Laws ch. 93H, § 3. Attorney General and OCABR as soon as practicable and without unreasonable delay, every breach.
- Texas: 60 days to notify residents from determination that the breach occurred, Tex. Bus. & Com. Code § 521.053. Attorney General within 30 days of determination when 250 or more Texas residents are affected.
- Iowa: no fixed period to notify residents from discovery of the breach, Iowa Code § 715C.2. Attorney General within 5 business days of the consumer notice when more than 500 Iowa residents are affected.
Prior incidents by PDCM Insurance
| Records | Breach window | Filed with | People |
|---|---|---|---|
| Jun 27, 2025 | Not stated in the filings | HHS OCR | 501 total |
Filings more than six months apart are shown as separate incidents.
Sources and method
Records as published by Vermont AG, Massachusetts OCABR, Texas AG, Iowa AG. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 1 letter read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.