Case file: Life Quotes, Inc.
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Oct 19, 2020
- Discovered
- Oct 20, 2020, as stated in the California letter
- State and federal records
- 3 filings, Dec 31, 2020 to Feb 5, 2021
- Residents counted
- No state publishes a resident count for this incident
- Everyone affected
- 23,951, as reported to Oregon DOJ on Dec 31, 2020
- Information exposed
- Postal address, Email address
- Offered to those affected
- 12 months of credit or identity monitoring through Experian
- Third party named
- Yes, the letter attributes the incident to a vendor or service provider
- Days to notice
- Past the statutory period in all 2 states that set one, counted from discovery to each state's first record
The letter: "What Happened: On October 20, 2020, Life Quotes learned that its systems had been encrypted as a result of a ransomware attack."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| California California AG | Feb 5, 2021 | Not published | Later filing, first record Dec 31, 2020 | Letter Record | |
| Oregon Oregon DOJ | Dec 31, 2020 | 23,951 (total) | 72 days, statute 45 days, over | Record | |
| California California AG | Dec 31, 2020 | Not published | 72 days, statute 30 days, over | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 72 days from discovery (Oct 20, 2020) to the Oregon record (Dec 31, 2020). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
- 72 days from discovery (Oct 20, 2020) to the California record (Dec 31, 2020). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
Sources and method
Records as published by California AG, Oregon DOJ. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 2 letters read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.