Case file: Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Jan 28, 2026
- Discovered
- No discovery date stated in the letters we read
- State and federal records
- 3 filings, Feb 23, 2026 to Feb 24, 2026
- Residents counted
- 469 in 2 states (TX, MA), latest filing per state
- Everyone affected
- 12,350, as reported to Texas AG on Feb 24, 2026
- Information exposed
- Social Security number, Financial / bank account, Date of birth, Postal address
- Offered to those affected
- credit or identity monitoring through Experian (term not stated in the letter we read)
- Third party named
- Yes, the letter attributes the incident to a vendor or service provider
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| Texas Texas AG | Feb 24, 2026 | 323 | 12,350 | 27 days from breach end, statute 60 days | Record |
| Massachusetts Massachusetts OCABR | Feb 23, 2026 | 146 | No dates to count between | Record | |
| California California AG | Feb 23, 2026 | Not published | 26 days from breach end, statute 30 days | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 27 days from the end of the breach window (Jan 28, 2026, no discovery date in the letter) to the Texas record (Feb 24, 2026). Statute: 60 days from determination that the breach occurred (Tex. Bus. & Com. Code § 521.053).
- 26 days from the end of the breach window (Jan 28, 2026, no discovery date in the letter) to the California record (Feb 23, 2026). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- Texas: 60 days to notify residents from determination that the breach occurred, Tex. Bus. & Com. Code § 521.053. Attorney General within 30 days of determination when 250 or more Texas residents are affected.
- Massachusetts: no fixed period to notify residents from knowledge or reason to know of the breach, Mass. Gen. Laws ch. 93H, § 3. Attorney General and OCABR as soon as practicable and without unreasonable delay, every breach.
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
Sources and method
Records as published by Texas AG, Massachusetts OCABR, California AG. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 1 letter read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.