Case file: EMC NATIONAL LIFE COMPANY
Every government filing on this incident, the dates as stated, and the days to notice against each state's statute. Built from the records on Nov 9, 2026, agency link on every row. Not legal advice.
The incident
- Breach window
- Dec 28, 2021 to Dec 30, 2021
- Discovered
- Mar 9, 2022, as stated in the California letter
- State and federal records
- 2 filings, Apr 8, 2022 to Apr 21, 2022
- Residents counted
- No state publishes a resident count for this incident
- Everyone affected
- No filing gives a total
- Information exposed
- Not stated in the listings
- Offered to those affected
- 12 months of credit or identity monitoring through Experian
- Third party named
- Yes, the letter attributes the incident to a vendor or service provider
- Days to notice
- Within the statutory period in all 2 states that set one, counted from discovery to each state's first record
The letter: "After an extensive forensic investigation and manual document review, we discovered on March 9, 2022 that certain accessed files containing your personal information were acquired from our network between December 28, 2021 and December 3..."
Filings
| Agency | Record date | People | In total | Days to notice | Links |
|---|---|---|---|---|---|
| Oregon Oregon DOJ | Apr 21, 2022 | Not published | 43 days, statute 45 days | Record | |
| California California AG | Apr 8, 2022 | Not published | 30 days, statute 30 days | Letter Record |
People is the count the filing gives, residents of the state unless marked total. Days to notice runs from the discovery date the letter states, or from the end of the breach window when no letter states one, to the date on the state's first record of the incident. "Over" marks a count past the days the state's statute allows for notice to residents. The statute's trigger is a question of fact, the days are arithmetic.
Notice timing, state by state
- 43 days from discovery (Mar 9, 2022) to the Oregon record (Apr 21, 2022). Statute: 45 days from discovery or notification of the breach (ORS 646A.604).
- 30 days from discovery (Mar 9, 2022) to the California record (Apr 8, 2022). Statute: 30 days from discovery or notification of the breach (Cal. Civ. Code § 1798.82).
The statutes
- Oregon: 45 days to notify residents from discovery or notification of the breach, ORS 646A.604. Attorney General when more than 250 Oregon residents are affected, with the consumer notice.
- California: 30 days to notify residents from discovery or notification of the breach, Cal. Civ. Code § 1798.82. Sample notice to the Attorney General when more than 500 Californians are notified, within 15 days of the consumer notice (effective 2026).
Sources and method
Records as published by Oregon DOJ, California AG. Letter facts (discovery date, monitoring, third party) are read from the consumer letter the agency posted, 1 letter read for this incident, and quoted so you can check them. Texas and HHS publish no letters. First-seen times on each record page. Spot an error? Email support@breachtally.com with this page link.